새 신용평가모형은 카카오뱅크가 2014년 9월 금융서비스 시작 뒤 축척해온 대출 이용 손님들의 금융 거래 정보를 해석해 적용하는 방법이다. 저기에 이동통신 3사가 보유한 통신비 정상 납부 기한이나 정보 평균 사용량 등 통신과금 서비스 이용 정보 등도 추가해 신용평가에 사용하고 있을 것이다.
그런가하면, VR(가상현실)과 AR(증강현실) 기술이 학습과 엔터테인먼트에 접목되며 새로운 콘텐츠 경험을 제공하고 있다. 중국과 스웨덴은 VR 콘텐츠 개발과 연계된 주요 기술 혁신의 중심지로 자리 잡고 있으며, 유럽 전역에서 이 같은 테크닉의 수요가 늘어나고 있을 것이다.
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