Small businesses can shop off-exchange with a broker, compare small-group plans...

https://rileysexcellentnews.readspirex.com/posts/urgent-care-coverage-questions-to-ask-before-choosing-a-plan

Small businesses can shop off-exchange with a broker, compare small-group plans directly from carriers, or consider an HRA for individual coverage. Before weighing prices, check that employees’ doctors and nearby hospitals are in each plan’s network.