Small businesses can shop off-exchange through a broker, directly with...

https://www.golf-bookmarks.win/small-businesses-can-shop-off-exchange-through-a-broker-buy-directly-from-a

Small businesses can shop off-exchange through a broker, directly with carriers, or by comparing small-group plans. Before choosing, check whether the provider network includes employees’ doctors and nearby hospitals; premiums matter, but access does too.