Florida’s 2%, 5% or 10% hurricane deductible can mean $10,000–$50,000 upfront...
https://victoriassmartword.publishlane.com/posts/why-do-contractors-want-deposits-upfront-after-a-hurricane
Florida’s 2%, 5% or 10% hurricane deductible can mean $10,000–$50,000 upfront on $500,000 in insured home value