Everyone says to plan ahead but

https://caidenmszb227.fairmontdigest.com/posts/law-firm-omaha-ne-erickson-sederstrom-full-service-legal-counsel-since-1967

Everyone says to plan ahead, but it really takes a scare to make people act. For us it was a car accident last winter. Nobody was seriously hurt, but it made us realize how unprepared we were