denied roof claim texas 5
https://theinsuranceroofreplacementway.cavandoragh.org/navigating-insurance-roof-replacement-in-texas-a-practical-guide-for-homeowners
After a hailstorm damaged my roof in San Antonio, I filed a claim with my insurance, only to have it denied. They said the wear and tear exclusion applied, but the adjuster barely inspected the damage. Now I'm dealing with leaks and mold, stuck fighting a denial that feels unfair for a storm that hit the whole neighborhood.