80% Replacement Value Triggers Immediate Action When Active Intrusion Reaches Critical Threshold

https://express-commercial-near-uspsuintah.talesignal.com/posts/contamination-scope-measurement-drives-accurate-remediation-cost-estimation-for-post-flood-fungal-growth

The 80% rule is an insurance threshold that determines whether your homeowner's policy will cover the full replacement cost of water-damaged property or deny the claim altogether